Enterprise
Power commerce with world-class merchant solutions
We understand the challenges of modern commerce. Whether you serve people, businesses, or both, Fiserv provides innovative solutions to streamline operations, improve customer experience and drive sustainable growth.
Commerce for a Connected World®
Our next generation global commerce platform orchestrates payments and experiences for the world’s leading companies.
Scalability at every stage
We offer a comprehensive suite of solutions that brings together leading technology, omnichannel payments expertise, and a deep commitment to meet you where you are to create a better experience for your customers.
Whether you’re streamlining everyday operations or scaling fast, our people will co-create with you to address your changing needs and your customers’ changing expectations.
Discover how our commerce platform can help your business thrive
Accept payments
Optimize processes
Enhance experiences
Reduce risk
More revenue matters
Offer your customers a seamless payment experience with a range of B2C and B2B payment options across every channel.
[**Online Payments**
Offer customers convenient, fast and more secure ways to pay digitally.](https://www.fiserv.com/en/who-we-serve/enterprise/online-payments.html)
In-Person Payments for Enterprise
Create reliable in-person checkout experiences with our hardware and software POS solutions such as Tap to Pay.
[**B2B Payments**
Integrate payments directly with your accounts payable and accounts receivable processes and ERP platforms.](https://merchants.fiserv.com/en-us/products/merchants/snappay/)
[**Platforms and Marketplace**
Enable payments for your customers and choose the level of integration and automation that works best.](https://www.fiserv.com/en/who-we-serve/enterprise/fiserv-for-platforms.html)
More efficiency matters
Make more informed decisions and enable improved profitability with greater visibility and control over your data and processes.
[**Payment Optimization**
Increase approval rates while lowering transaction costs and reducing fraud.](https://www.carat.fiserv.com/en-us/solutions/optimization/?_ga=2.268654257.1791225564.1744648279-1454930273.1730987629)
[**Data and Analytics**
Take control of commerce with real-time reporting, analytics and insights.](https://www.carat.fiserv.com/en-us/solutions/reporting-and-analytics/)
[**Gateway and Orchestration**
Help enable more secure, seamless consumer experiences across nearly all payment methods, channels, devices, and partners – worldwide.](https://www.carat.fiserv.com/en-us/solutions/integration/)
[**Surcharge**
Offset your credit card interchange processing fees with a simple integration that helps you reduce transaction expenses.](https://merchants.fiserv.com/en-us/products/merchants/surcharge/)
[**Transactional Communications**
Capture consumers’ attention with targeted, personalized communications across digital, in-person and mail channels.](https://www.fiserv.com/en/solutions/output-solutions/transactional-communications.html)
More innovation matters
Provide your customers and employees with the latest in real-time digital experiences with innovative payment, loyalty and payroll solutions.
Payment Methods
From buy now pay later, pay by bank, to online EBT and in person bill payment – offer your customers the latest in payment options.
[**Currency Solutions**
Offer international shoppers local currency pricing to help grow revenue, reduce friction and lower cross-border fees.](https://www.carat.fiserv.com/en-us/solutions/global-currency/)
[**Omnichannel and Digital Wallet**
Transform your app from a payment channel to a digital wallet to enrich customer experience and help boost profitability.](https://www.carat.fiserv.com/en-us/solutions/omnichannel-commerce/)
[**Gift Card and Loyalty**
Place branded currency into your customers’ wallets to drive customer acquisition, retention and loyalty.](https://www.carat.fiserv.com/en-us/solutions/stored-value-and-loyalty/)
[**Payroll Programs**
Drive efficiency and reduce cost while maximizing employee satisfaction.](https://merchants.fiserv.com/en-us/products/merchants/gift-and-payroll-card-solutions/payroll-and-general-purpose-cards/?placement=solutions&_ga=2.93404381.1791225564.1744648279-1454930273.1730987629)
[**Digital Disbursement**
Increase payout choice and speed for better customer experiences while reducing costs and simplifying operations.](https://www.carat.fiserv.com/en-us/solutions/payouts/)
More security and stability matters
Gain peace of mind when you use our world-class platforms and solutions to monitor and protect your business.
[**Fraud Mitigation**
Drive decision making, reduce losses and maximize acceptance with leading fraud management tools.](https://www.carat.fiserv.com/en-us/solutions/fraud-detection-mitigation/)
[**Encryption and Tokenization**
Support PCI compliance, secure your business and protect customer data with multiple layers of end-to-end protection.](https://www.carat.fiserv.com/en-us/solutions/encryption-and-tokenization/)
[**Alternative Credit Data**
Enhance lending decisions to extend credit to more consumers, help reduce risk and improve business results.](https://www.carat.fiserv.com/en-us/solutions/alternative-credit-data/)
Connect people and businesses to the financial experiences they're looking for.
Explore our embedded finance capabilities.
Backed by decades of industry expertise, Fiserv stands as a partner dedicated to your growth.
#1
global merchant acquirer
More than
6M
merchant locations globally
1B+
global eCommerce transactions and biller direct payments
Where businesses and banks connect
Extend the value of your payment ecosystem with deposit and liquidity solutions designed for modern businesses through the Fiserv Deposit Network.